{"data":{"products":{"edges":[{"node":{"_id":"b0a52f59-ce8f-4e72-9cef-54c31da58b23","explanation":"En betalingsgaranti sikrer at kjøper overholder sine betalingsforpliktelser og betaler det avtalte beløp til selger. Betalingsgarantier kan benyttes i transaksjoner mellom selskaper for å optimalisere likviditet og redusere risiko.","name":"Betalingsgarantiforsikring","bygg":null,"slug":{"current":"betalingsgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/png;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/101b1f33ab6330282b6c045e049ee47716842e1d-2121x1414.png?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":"En betalingsgaranti sikrer at en selger får betalt for leverte varer og/eller tjenester, selv om kjøperen skulle bli insolvent. Behovet for en betalingsgaranti oppstår som oftest når betalingen skal foretas først etter at en vare eller tjeneste er levert. Hvilke av våre betalingsgarantier som passer best for deg, avhenger altså av hvilken bransje du er i, og hvilken situasjon du befinner deg i. Betalingsgarantien er enkel å innarbeide i anbuds- og kontraktsdokumenter, og den har ingen egenandel.","industry":[],"substitute_products":["Betalingsgaranti"],"alt_names":[]}},{"node":{"_id":"c5070db8-0a3b-4064-8863-0ff6d0e249c6","explanation":"Etter Norsk Standard skal byggherren stille en sikkerhet for oppfyllelse av sine kontrakts-forpliktelser. I de fleste tilfellene dreier dette seg om betalingsforpliktelser til utførende entreprenør,  Sikkerheten skal stilles som selvskyldnerkausjon fra bank, forsikringsselskap eller annen finans-institusjon.\n","name":"Byggherregarantiforsikring","bygg":true,"slug":{"current":"byggherregarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/8c96d6c2bf64bcd6985a499e3436e110bad013a0-2119x1415.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":"Frigjør kapital med byggherregarantier utstedt av forsikringsselskaper. Garantiforsikringer er likestilt med bankgarantier. Motta uforpliktende tilbud fra våre samarbeidspartnere.\n\n\n\nSlettes???\n\nEn byggherregarantiforsikring er et likestilt alternativ til en standard byggherregaranti / entreprenørgaranti i henhold til Norsk Standard. Garantien utstedes av et forsikringsselskap uten at det er krav om at bedriften avsetter kapital i forbindelse med garantiutstedelsen.","industry":[],"substitute_products":["Byggherregaranti"],"alt_names":[]}},{"node":{"_id":"0a5d8a27-293f-428e-a380-dd8496b9c7dd","explanation":"Produktet er en kombinasjon av utførelsesgaranti og reklamasjonstidsgaranti. \nDet brukes som en økonomisk sikkerhet for utførelse av forpliktelser som er avtalt i henhold til kontrakt enten etter Bustadsoppføringslova eller veldig ofte Norsk Standard, og beskytter oppdragsgiveren mot merkostnader som kan oppstå hvis entreprenøren ikke kan oppfylle sine forpliktelser i henhold til kontrakten. \n","name":"Byggsikkerhetsgarantiforsikring","bygg":true,"slug":{"current":"byggsikkerhetsgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/a31f30841ee83a117ec63fead218783082261617-2121x1414.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":"Frigjør kapital med byggsikkerhetsgarantier utstedt av forsikringsselskaper. Garantiforsikringer er likestilt med bankgarantier. Motta uforpliktende tilbud fra våre samarbeidspartnere.\n\nSLETTES??\nI henhold til Bustadsoppføringslova plikter entreprenøren å stille en garanti som skal gjelde både under oppføringstiden og i fem år etter overtakelsen (reklamasjonstiden).\n","industry":[{"name":"Byggebransjen"},{"name":"Eiendomsutvikling"},{"name":"Elektroinstallasjon"},{"name":"Eiendomsforvaltning"},{"name":"Eiendomsmegling"},{"name":"Bank og finans"}],"substitute_products":["Byggsikkerhetsgaranti","Bustadgaranti","Bankgaranti"],"alt_names":["Garanti Bustadoppføringslova","Byggsikkerhetsgaranti etter Bustadoppføringslova §12 og §47","byggsikkerhetsgaranti"]}},{"node":{"_id":"55865569-0958-4ecc-a313-3ca37c1a05e8","explanation":"Garanterer for entreprenørens forpliktelser relatert til utførelse overfor byggherre. Garantien er pålydende 10% av kontraktsverdi under utførelsel og som regel 3% i tre år etter overtagelse. Garantien er standard innenfor byggebransjen.","name":"Entreprenørgarantiforsikring(samme som byggsikkerhetsgaranti)","bygg":true,"slug":{"current":"entreprenorgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/64886837a6d1da94361df1ca4df8997c76ce2b75-1414x2121.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":null,"industry":[{"name":"Byggebransjen"},{"name":"Elektroinstallasjon"},{"name":"Eiendomsutvikling"},{"name":"Eiendomsforvaltning"},{"name":"Bygg- og anleggsentreprenør"}],"substitute_products":["Entreprenørgaranti","Bankgaranti","kontraktsgarantier"],"alt_names":["forsikringsgaranti for entreprenører","Byggsikkerhetsgaranti","Garantiforsikring for entreprenører","Forsikringsgaranti"]}},{"node":{"_id":"5b0e4711-dc4f-4e2b-bb27-fa9d8f2b97df","explanation":"Forskuddsgarantier stilles som sikkerhet for tilbakebetaling av forskuddsbetalinger dersom varen eller tjenesten ikke leveres i henhold til avtale. Forskuddsgarantier brukes for å redusere risiko og optimalisere likviditet. \nForskuddsgarantier stilles som sikkerhet for tilbakebetaling av forskuddsbetalinger dersom varen ikke leveres i henhold til det avtalte.\n","name":"Forskuddsgarantiforsikring","bygg":true,"slug":{"current":"forskuddsgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/0f88599b19a272535c3516021c2fe626f2a17993-2732x1829.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":"Frigjør kapital med forskuddsgarantier utstedt av forsikringsselskaper. Garantiforsikringer er likestilt med bankgarantier. Motta uforpliktende tilbud fra våre samarbeidspartnere.\n\nSlettes?\n\nForskuddsgarantier stilles som sikkerhet for tilbakebetaling av forskuddsbetalinger dersom varen eller tjenesten ikke leveres i henhold til avtale. Forskuddsgarantier brukes for å redusere risiko og optimalisere likviditet.\n","industry":[],"substitute_products":["Forskuddsgaranti"],"alt_names":[]}},{"node":{"_id":"733fe42a-9ab5-49ca-9683-08d3af19b91a","explanation":"Husleiegaranti sikrer en utleier innbetaling av husleie for en gitt periode som er avtalt i den underliggende leiekontrakt. Garantien frigjør likviditet for leietaker.\n\nHusleiegarantier vil kunne komme til utbetaling i tilfelleer der leietaker ikke kan betale den avtalte husleie, for eksempel grunnet konkurs eller betalingsproblemer.","name":"Husleiegarantiforsikring","bygg":null,"slug":{"current":"husleiegarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,/9j/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAAIABQDASIAAhEBAxEB/8QAFwABAAMAAAAAAAAAAAAAAAAAAAUGB//EAB0QAAICAgMBAAAAAAAAAAAAAAEDAAIEBQYREjH/xAAVAQEBAAAAAAAAAAAAAAAAAAACBP/EABgRAQADAQAAAAAAAAAAAAAAAAABETEh/9oADAMBAAIRAxEAPwDUObct0/H3KVlIJuynYoK/ZUm8i0+zK7YeAnIsLemK76IrESjE29QLtlqHOYRpqU82NTXv4RERFQS//9k=","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/409c1f8ed80f4b1e7c438b18c4355d75b8f53902-2738x1095.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":"Et alternativ til depositum i bank, garantien blir i stedet utstedt av et forsikringsselskap.\n\nEn husleiegarantiforsikring garanterer en utleier innbetaling av husleie - uten at leietaker behøver å sette av kapital i forbindelse med beløpet som skal garanteres. Forsikringen erstatter et tradisjonelt depositum eller en husleiegaranti gjennom bank og frigjør dermed kapital for leietakeren.","industry":[],"substitute_products":["Husleiegaranti","Leiegaranti","Depositum"],"alt_names":["depositumsgarantiforsikring","depositumsgaranti","depositumgaranti"]}},{"node":{"_id":"4d8b2546-5419-4d81-b465-ed3d895d223f","explanation":"Tradisjonelt stilles løyvegarantier primært via løyvehaverens bankforbindelse. Ved å sikre garantikravet kan man frigi kapital / redusere gjeldsbelasting / benytte innviliget kredittramme til annet formål, avhengig av betingelsene for innviliget garanti.","name":"Løyvegarantiforsikring","bygg":null,"slug":{"current":"loyvegarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2664b458c987b48140ac218586e0a5ba732c833b-2119x1414.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":null,"industry":[],"substitute_products":["Løyvegaranti"],"alt_names":[]}},{"node":{"_id":"6d80ca16-ff6b-483f-88e3-4be715d1bac3","explanation":"Skattetrekksgaranti er et alternativ til skattetrekkskonti. Den frigjør likviditet i selskapet og forenkler interne prosesser relatert til innbetaling av skatt på vegne av ansatte.","name":"Skattetrekksgarantiforsikring","bygg":null,"slug":{"current":"skattetrekksgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,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","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/5447302cc4abd735ee5f9791c6dacfb0470fea03-2119x1415.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":null,"industry":[],"substitute_products":["Skattetrekksgaranti","Skattetrekkskonto","Skattetrekkskonti"],"alt_names":["Skattetrekksgaranti"]}},{"node":{"_id":"c45fb4eb-6f79-4e1a-8186-8ffbe4849b08","explanation":"En tollgaranti er en betalingsgaranti som fungerer som sikkerhet for betaling av toll og avgidter ved handle med land utenfor EU, for eksempel ved import og eksport av avgiftsbelagte varer. Tollgarantien stilles overfor Skatteetaten og stilles til sikkerhet for at du betaler skatter og avgifter i henhold til lovgivningen. Tollkredittgarantien styrker likviditeten for garanti-innehaveren.","name":"Tollgarantiforsikring","bygg":null,"slug":{"current":"tollgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/jpeg;base64,/9j/2wBDAAYEBQYFBAYGBQYHBwYIChAKCgkJChQODwwQFxQYGBcUFhYaHSUfGhsjHBYWICwgIyYnKSopGR8tMC0oMCUoKSj/2wBDAQcHBwoIChMKChMoGhYaKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCgoKCj/wAARCAANABQDASIAAhEBAxEB/8QAFwAAAwEAAAAAAAAAAAAAAAAAAAUGBP/EACIQAAEDBAEFAQAAAAAAAAAAAAECAwQABRESIQYUIjFRQf/EABUBAQEAAAAAAAAAAAAAAAAAAAUE/8QAGxEAAgMAAwAAAAAAAAAAAAAAAAECAwQSITH/2gAMAwEAAhEDEQA/AJvrJc+4S0RmCAlRwgZ8QPtKG+n7nbltyC8h1AI2CeCD9pw8/veYmyARoeCa0XKSBAkANJyDwcniidGhQs4CtNDnBSKe2yJHZt9w2FLA9k+xRS9mWRHZynJ0H7RSKfRA/T//2Q==","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/2fce252c345ee758503371946afd67868e540055-2116x1416.jpg?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":null,"industry":[],"substitute_products":["Tollgaranti"],"alt_names":["Tollkredittgaranti","betalingsgaranti "]}},{"node":{"_id":"f8b1ed36-3f94-4fa2-938a-9fd5755b04a2","explanation":"Utførelsesgarantiforsikring brukes som en økonomisk sikkerhet for utførelse av forpliktelser som er avtalt i henhold til kontrakt.\nFør en entreprenøravtale kan inngås, krever bestilleren som regel at entreprenøren stiller en utførelsesgaranti. Utførelsesgarantien kompenserer om nødvendig bestilleren for f.eks. de ekstrakostnadene og feilene som kan oppstå ved uteblitt leveranse eller ferdigstillelse. Garantien sikrer også at selve leveransen eller entreprisen blir fullført, selv om entreprenøren skulle gå konkurs. For byggebransjen tilbyr vi en spesialtilpasset garanti. \n","name":"Utførelsesgarantiforsikring","bygg":true,"slug":{"current":"utforelsesgarantiforsikring"},"image":{"asset":{"fixed":{"base64":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABQAAAANCAYAAACpUE5eAAAACXBIWXMAAAsSAAALEgHS3X78AAADmElEQVQ4yx3Q20/bBRjG8d76B3jhvfHaxBhjYowuIhuwgQw6MiiMs4V1o0BbCqVQfkBP0FLaQgvdkI3jpDCRcVYYCiwsIAM2zoPhhBlIcCNy6sjXn7t4bj/v87yS6Z0TprZPGf8rQM/iATVDK1T3r9A885q2uSM8kwdYfvkHQ+8ems6/yWx+SYJvk0jXCt9Yn/KpMMNH+Y94P2eU9xQDSMa2Tni4dcrIVoDetSOap/donNrl3sIhbQvH+B7/S/VvbzAP71P8YA+V/xVyEZWJaLiIfm1d4BMR/bBggg9Uo0iGN08Z2gwwtPWWgRcBuleP6Fw65P7qKf7lAM3zx9yaPqRm4oCKkX1KenfR+LfFpi+I960T6V4myPaUz41/8LFhCsmjnQC/b79ldPvsXYbFtv0bx/SJh7rXT/AvHdE6+wbv6EtM/nl0DZPk1IyQUTlAknWIBOdjrnqXiHAvct4+h2Tj9RlL+2fM7J0x+UqcvnlA3+IuXbPb3J3coGF0lbruaYTqdhRqC6lyHfGJuUiv3iAuvZgbth5yWldQtKyT3rgkgruHLO4cML62S+/sn7SNPcP70wQVTYPoarvINd8hW1NBSoICWbSMBGkM0WHfceFcKLGxcgzODhwPlqnqW6fyZxHsGJygqWccd9uvmBr7MXi6UJtuo9A7SVRZiErWcjkqjYjQK0SKUGxUONGXQgg6dwFpTBpFVh+ejhHqOsdwtw4iURaZUQkuNMZbZJfVkaa1cS1LIOVmAalZWuIzCpClqImTZRATk4A0KpLwi8EEh4QTl3QdbZFAua0Ko8NLodGBJD5dibLAiMHqRW2oIlGhRybPR6nSIpQYKLfWYLTfpszsQpVnIP5aOudDwgiJiEZTUIjLZabGbaW2zkOlw4UkLul7cvN0lFsqKRQs4uMF0nNK0OhNVDs9eOubcHnuYLK6uZ6t51J0Mp99GcpXwRHkqLXU17lpbarnXouPBp8bia6wgNKyYmx2CzZHFaUWG/lCJUVGJzanD4fbh93hwSBYSZGrCbmcxBffSgkKu0Jyqpw8rbikOA9TcRb63HQkPd0d3O9sx/9jM+1td2n4oQG3xyvGg8frfRevtx67vRqdvpQslQ6FUo0yO4f8PDVatZLcmylkZ0rJSLqI5PnaEzafP2N9dY75J1NMjj9koK+bro5GWhrd1NfaqHaYMJsESoRSjEYTdlsFzqr/Y6XCLFBWokEwZKLXpfAfZAbQgLrNiy4AAAAASUVORK5CYII=","width":225,"height":145,"src":"https://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=225&h=145&fit=crop","srcSet":"https://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=225&h=145&fit=crop 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=338&h=218&fit=crop 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=450&h=290&fit=crop 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=675&h=435&fit=crop 3x","srcWebp":"https://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=225&h=145&fit=crop&fm=webp","srcSetWebp":"https://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=225&h=145&fit=crop&fm=webp 1x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=338&h=218&fit=crop&fm=webp 1.5x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=450&h=290&fit=crop&fm=webp 2x,\nhttps://cdn.sanity.io/images/nb9adhcu/production/605a20661bb3cbefb70262075a4ffa88efbb961e-2121x1414.png?w=675&h=435&fit=crop&fm=webp 3x"}}},"introduction":"Frigjør kapital med utførelselsgarantier utstedt av forsikringsselskaper. Garantiforsikringer er likestilt med bankgarantier. Motta uforpliktende tilbud fra våre samarbeidspartnere.","industry":[],"substitute_products":["Utførelsesgaranti"],"alt_names":[]}}]},"industries":{"edges":[{"node":{"name":"Bank og finans","bygg":null,"slug":{"current":"bank-og-finans"}}},{"node":{"name":"Bygg- og anleggsentreprenør","bygg":true,"slug":{"current":"bygg-og-anleggsentreprenor"}}},{"node":{"name":"Byggebransjen","bygg":true,"slug":{"current":"byggebransjen"}}},{"node":{"name":"Eiendomsforvaltning","bygg":true,"slug":{"current":"eiendomsforvaltning"}}},{"node":{"name":"Eiendomsmegling","bygg":null,"slug":{"current":"eiendomsmegling"}}},{"node":{"name":"Eiendomsutvikling","bygg":true,"slug":{"current":"eiendomsutvikling"}}},{"node":{"name":"Elektroinstallasjon","bygg":true,"slug":{"current":"elektroinstallasjon"}}},{"node":{"name":"Øvrige bransjer","bygg":null,"slug":{"current":"ovrige-bransjer"}}}]}}}